Safaruddin , Safaruddin, Hema Malini, and Rikki Agus Triono Nababan. “The Influence of Interest Rates and Number of Customers on Income at PT SMS Finance Baturaja Branch”. International Journal of The Newest Social and Management Research 3, no. 2 (December 31, 2025): 274–281. Accessed May 1, 2026. https://journal.gpcpublisher.com/index.php/insoma/article/view/75.